Investment Loan
Borrowing to invest, also known as leveraging or gearing, can be both risky and rewarding. However, at NWF Capital, we believe that nobody should miss out on an investment opportunity due to a lack of funds or capital.
Investment property loans can be used to invest in commercial property, flats, houses or land. You earn income through rent, but you have to repay the investment loan you took to own the property.
If you are looking at investing in property, you need to look no further than us for an investment loan! NWF Capital offers the best investment mortgage rates in the marketplace. ENQUIRE NOW 1300 660 698.
Best Investment Loan Rates
We are able to offer the most competitive low-interest rates because our online lending model is highly efficient. Fewer overheads mean that our operating costs are low and those savings are directly transferred to our clients through lower fees and interest rates.
Private Loan Investment Facts
Investment loans have a higher risk than standard home loans. Because of this, you need to be in a fairly good financial position to qualify. The most basic requirements for such loans are:
- Stable business or employment
- Above average credit score and good credit history
- Have at least 5 to 10 per cent in savings
Benefits of Business Equity Funds
Business equity funds are known to be an excellent tool to secure finance for your company. By investing money in such a fund, you can enjoy any financial gains that the fund makes after it has been invested in stocks.
- The most significant benefit of this type of funding is that you are not obligated to repay the money, meaning that your equity-to-debt ratio is not negatively impacted.
- A zero equity-to-debt ratio means that you will not have an additional financial burden placed on your company in terms of having to repay the investment amount or interest thereon. This reduced burden ensures that you can focus all available funding on growing your business, rather than having to repay loans or interest thereon.
- The more successful your company is, the better the return for both you and your investor, so this type of fund can often be a driving factor in ensuring that you work towards a healthy profit margin.
How Investment Loans Work
Borrowing to invest is a medium to long term growth strategy. The investment property or asset usually acts as the security for the loan. Borrowing to invest gives you access to more cash to invest in your preferred property or asset. This can help to increase your earnings or allow you to purchase larger investments, like commercial properties. There may also be some tax benefits of choosing investment loans, such as claiming interest payments and depreciation.
However, it’s important to note there are some risks in borrowing money to invest such as the value of your investment going down. Borrowing to invest is only advisable when the ROI is higher than all the costs of the loan and the investment.
The Importance Of Private Loan Investment
A private loan investment can come in handy in numerous ways. You can use an investment loan for various purposes such as investing in property, business, shares, managed funds and many others. Private investment loans are excellent for people who want to borrow to invest. Most investors are usually professionals with high taxable incomes.
Why Partner With NWF Capital For Your Investment Loans?
NWF Capital is a leading online lender based in Australia that helps both individuals and businesses achieve their financial goals. We offer a wide variety of loan products that feature flexible terms and low-interest rates. We work with our clients to offer custom financial solutions and the best value possible.
What Sets NWF Capital Apart Regarding Private Investor Business Loans?
As our company boasts several years’ industry experience, you can be safe in the knowledge that our service will be efficient and professional. As a private equity fund, the capital we use is not listed on any public exchange. Our investors prefer to invest directly in private companies, creating a space for equity release without the need to provide income.
Information regarding your loan will be freely available to you at any time, should you require it.
We recognise that each client has different requirements, which means that your loan requirements will also be unique. We have a simple application form designed to assist you in getting access to your funds as quickly as possible.
Private investors also take a more practical and common-sense approach as to how they offer their loans.
Our loans are all based on solid property-backing, whether it be a residential property or commercial units. We are especially knowledgeable and have hands-on experience in the area of loans based in the construction industry.
Private Investment Loan
Frequently Asked Questions
Yes. If you meet the eligibility criteria, you can get a loan to buy an investment such as a house or apartment.
In most cases, you may be required to have at least 5 to 10 per cent deposit for an investment loan.
Investment loans are also referred to as investment property loans, investment mortgage loans, private investment loans or marginal loans.
Investment loans are medium to long-term loans with repayment durations ranging from 1 to 5 years.
You can buy a house or investment property using an investment loan from NWF Capital if you have other property to use as collateral.
You may need to put down at least 5 to 10 percent of the value of the property you want to invest in.
If you meet the eligibility criteria, an investment loan can provide you with the cash you need for any investment purpose.
You can use financial leveraging solutions like investment loans to invest with no money. Our consultants at NWF Capital will be able to determine your eligibility and work with you to develop a solution to meet your needs.
FILL IN THE FORM BELOW OR CONTACT US AT 1300 660 698